To help South Africans become debt-free in a structured, legal, and stress-free way.
We understand this process better than most, and will guide you with clear, honest advice.
Whether you’re just starting or in the middle of the process, we help you every step of the way.
At IRS Consultants, we go beyond debt relief — we empower you with tools and knowledge for lasting financial stability.
We assess your income and expenses to determine whether you qualify for debt review.
We negotiate with your credit providers to reduce your monthly instalments and interest rates.
Once under debt review, creditors cannot take legal action against you (as long as payments are made).
Once all debts are settled, we assist with the clearance certificate process.